How do I claim the U.S. Bank student checking account?

Open a U.S. Bank Smartly Checking / student checking account online or in-branch; fee waiver applies automatically for eligible ages.

How do students verify for the U.S. Bank student checking account?

Student verification — Fee waiver is age-based (18-24). No .edu email required.

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U.S. Bank student checking account

Q: Does U.S. Bank have a student checking account?

Yes. Student/young adult checking: monthly maintenance fee waived for ages 18-24

Finance & BankingDiscountsStudent verification

Yes, U.S. Bank's Smartly Checking has no monthly maintenance fee for ages 18-24, with no student proof needed.

Student/young adult checking: monthly maintenance fee waived for ages 18-24

How much: Monthly maintenance fee waived (age 18-24)
How to claim: Open a U.S
Bank Smartly Checking / student checking account online or in-branch
fee waiver applies automatically for eligible ages
Verification: Student verification — Fee waiver is age-based (18-24). No .edu email required.
Freshness: Verified 18 days ago
Where: United States
Expires: No end date listed — ongoing

Verify your student status to claim →

U.S. Bank reserves this deal for verified students. Verifying with your school email is free and takes a moment — browsing everything else stays open.

The details

U.S. Bank waives the monthly maintenance fee on its Smartly Checking account for account holders ages 18-24 (the account U.S. Bank markets as its student/young adult checking). No minimum balance required; $0 ATM fees at U.S. Bank ATMs plus first four non-U.S. Bank ATM transactions. For those 25+, the fee can still be waived via $1,500+ in monthly direct deposits or a $1,500 average balance.

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U.S. Bank student checking account

The details

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